Top 8 Reasons Your Auto Insurance Can Deny Claims
There are many reasons why an auto insurance company might deny a claim. Some of the common reasons for claim denials include:
The policyholder failed to pay their premiums, resulting in the policy being canceled.
The policyholder made a misrepresentation of facts on their insurance application, such as providing false information about their driving history.
The policyholder was driving under the influence of alcohol or drugs at the time of the accident.
The accident was not covered by the policy, because it was excluded or because the policy had lapsed.
The policyholder was not driving the insured vehicle at the time of the accident.
The policyholder did not cooperate with the insurance company's investigation of the accident.
The policyholder did not provide adequate proof of loss or damage.
The policyholder did not follow the terms and conditions of the policy, such as failing to notify the insurance company of the accident in a timely manner.
