The Difference Between Collision And Comprehensive Auto Insurance

Auto collision insurance covers damages to your vehicle resulting from a collision with another vehicle or object, such as a tree or fence.

Auto comprehensive insurance covers damages to your vehicle from non-collision events, such as fire, theft, or vandalism.

Both types of insurance may have a deductible, which is the amount you will have to pay out of pocket before your insurance coverage begins. The difference between the two types of insurance is that collision insurance covers damages resulting from a collision, while comprehensive insurance covers damages from other types of events. It's important to note that both types of insurance typically only cover damages to your own vehicle, and do not provide coverage for injuries or damages to other vehicles or property.